As the Affordable Care Act (ACA) has mandated that all individuals have some sort of health plan, interest in different types of options has increased. Liberty HealthShare is not health insurance, but it is medical cost sharing. This type of healthcare is allowable under the ACA. However, there are some things you should understand about how medical cost sharing is different from traditional healthcare options.
In the medical world, it seems like costs are always rising. However, there are a few key situations in which costs have actually dropped for individuals. One of these is in the case of members of medical cost sharing ministries, which are allowable under the Affordable Care Act. Liberty HealthShare members actually saw their monthly share amount drop by $50 from 2013 to 2014.
Liberty HealthShare's predecessor and parent ministry is a faith-based group that began in 1988 as a group of Christians who shared end-of-life medical and funeral expenses. Since then, the group has expanded to include a wide range of eligible medical expenses, ultimately becoming Liberty HealthShare. We are not health insurance, but rather we make it possible for individuals to share in one another's eligible medical expenses. This is allowable under the Affordable Care Act (ACA), and for that reason, it has grown rapidly in recent years.
Thank you all for the many suggestions I received for upcoming articles of interest. For March, I chose to
address heart disease and cold weather.
It is very important to know how cold weather affects your heart, especially if you have cardiovascular disease. People with heart conditions should avoid outdoor exertion, like shoveling snow and walking through heavy wet snow.
For thirteen years, former South Carolina police officer Barbara Pulicicchio had been paying out-of-pocket for her healthcare costs. As a self-pay patient with some medical issues, she was finding it difficult to manage the cost of her care. One day Barbara began reading a book entitled The Self-Pay Patient by Sean Parnell and began learning about the cost-sharing concept. This idea intrigued her, so she began searching the internet for offering medical cost sharing.
The American Conservative Union (ACU) puts on its Conservative Political Action Conference (CPAC) in our nation’s capital each year. Liberty HealthShare representatives attended this year’s CPAC convention February 25-28, 2015 as exhibitors. While CPAC is a highly charged political event, Liberty HealthShare wants to help influence policy makers and public figures about the needs of healthcare sharing members in a non-partisan, non-political way. Liberty HealthShare especially made inroads with legislators requesting that they give equal status under the law to healthcare sharing for employee benefits, health savings accounts, and self-employed deductions.
"Filing my taxes was simple and easy to do"
by Dale Bellis, Executive Director
April 15th is just around the corner. The urgency to get your taxes done is building! The 2014 tax year is the first year in which being uninsured will cause individuals and families to be penalized. Taxpayers without health insurance will have to pay a "Shared Responsibility Payment." However, members of Liberty HealthShare are exempt from this additional tax during the months in which their membership is active.
Presenting your Liberty HealthShare card to your doctor or hospital.
One of the best things about being a member of Liberty HealthShare is that you can visit any doctor and any hospital you choose! With Liberty HealthShare, if you like your doctor, you can keep your doctor!
Our call center often gets questions from new and potential members about how to discuss Liberty HealthShare when seeing the doctor. We're here to help you through that process.