Being part of Liberty HealthShare is like joining an extended family made up of people who are committed to helping one another. It is not health insurance, but instead, it is a system of organized medical cost sharing that is allowable under the Affordable Care Act. Liberty HealthShare is a Christian healthcare sharing ministry that exists to enable our members to assist and help one another. Members join knowing the share amount they send each month will go directly toward meeting the needs of other members.
One of the main qualities that sets Liberty HealthShare apart from traditional methods of paying for healthcare is the fact that we encourage and depend upon our members taking personal responsibility for their own health care. This distinctive feature plays a huge part in reducing costs for members of our Christian healthcare sharing ministry.
When you are looking into healthcare sharing ministries, you may be taken aback by all the state warnings you see. These legal notices usually state that the organization is not an insurance company and that it does not issue insurance policies. They also discuss the fact that you are not guaranteed payment for any medical costs you incur as a member, and that you are ultimately personally liable for any unpaid bills. Upon first glance, these warnings seem ominous, and you may wonder whether you should join the group. Rather than allowing them to make you fearful, allow us to explain why the government has instituted these warnings and what they mean.
After working for 30 years in communication electronics, the military, and freight railroading, Indiana resident Larry Jones was fed up with the high cost of traditional healthcare. Between the copays, coinsurance, deductibles, and limited provider choices, he sought something better and more affordable.
Celiac disease (also known as celiac sprue) is an autoimmune disorder in which the ingestion of gluten leads to damage of the small intestine. Gluten is a protein found in wheat, rye, and barley, which attacks the villi (small fingerlike projections that line the small intestine). When the villi are damaged, nutrients cannot be absorbed properly.