During 2012, the average health care spending per person in the United States was $8,895, which is among the highest rates of healthcare spending in the world. In general, the medical care available today is expensive because of all the training, research, administration, and technology involved in making the care possible. This can be further broken down into specific aspects of care and actions of patients and health care professionals that contribute to high overall medical costs in the United States. Here are a few:
Pre-existing conditions are medical conditions with symptoms, medication, or treatment in the past 36 months. Among the top three questions asked about Liberty HealthShare is this: "How do you handle pre-existing conditions?"
With the new Affordable Care Act (ACA) now passed into law and in full effect, people are wondering what options they have to pay for their medical costs. One approach that isn’t commonly talked about is healthcare sharing or medical cost sharing. It is acknowledged in the ACA, but many people do not know about it. Of those who have heard of medical cost sharing, many are confused as to what it really is and how it works. Let’s start by saying medical cost sharing it IS NOT insurance, it IS legal, and it has been around for quite some time in faith communities. In fact, it is a biblical approach to paying for unexpected and unaffordable healthcare costs.
The Liberty HealthShare relay team embarks on a new health challenge.
The Liberty HealthShare "Run for Your Health" Team: Brandi Heim, Brandon Fabris, Peter Backer, Executive Director Dale Bellis, and Robyn Hughes.
In keeping with our commitment to good health, Liberty HealthShare staff, members, and supporters formed a five-person relay team to run in the Akron Marathon on September 27, 2014.
While members of Liberty HealthShare may not see themselves as self-pay patients, in the legal realm of medical payments, that is exactly how they are considered. Sean Parnell, author of the blog TheSelfPayPatient.com and the book The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare, lays out a field guide to the many options available to people who have decided to take the self-pay route.
...with goals, a time frame, and a push from Sue!
Bill Downey, Provisional Member (L); Sue Rohr, Liberty HealthShare Health Coach (R)
One of the options Liberty HealthShare offers to potential members is the Provisional Membership. Particularly when pre-existing conditions are responsive to lifestyle changes, prospective members have the option to enroll as a provisional member. The Provisional Member submits an additional $80 share amount per month, is assigned a health coach, and follows a personalized treatment plan agreed upon by the member to change and improve their condition. Many Provisional Members have experienced significant life changes and successes.
Liberty HealthShare brings like-minded individuals together to share in each other’s medical expenses. It’s voluntary, cooperative, and supportive.
The primary motivation that makes Liberty HealthShare succeed is compassion - people helping people!
Maryann Fitzpatrick recently shared her experience with submitting her Liberty HealthShare member ID card at a provider's office. Here are excerpts from her Facebook post:
I used my membership card for the first time today, first at my new primary, and later at a specialist he referred me to. Neither office was familiar with the concept (of healthcare sharing), but both were intrigued.
Each year, we extend the opportunity for our members to make their voices heard through a member vote. Upon review of the results, the Liberty HealthShare Board of Directors then votes on whether to implement certain changes to the ministry's Sharing Guidelines. Here are the results of this year's vote:
In the fight for healthcare freedom, Dr. Elaina George takes a stand.
Dr. Elaina George is a Board Certified Otolaryngologist, a solo practitioner in private practice, and a small business owner, so she understands the struggles associated with our changing healthcare system.