You're a member who has successfully shared a bill! You worked closely with your doctor to evaluate the course of your care, you pre-notified Liberty HealthShare of the procedure, and your bill was submitted promptly through your ShareBox. Now what? Everything you've read says that it may take 30-45 days for your bill to be processed, but what does "processed" mean? We receive this question from members often, especially if the wait is taking longer than expected. Delays can be frustrating without further information, and it is our desire that members feel at ease throughout the course of their cost sharing by being as transparent as possible every step of the way.
When we discuss preventative medicine and ways we can take responsibility for our health, annual wellness visits might come to mind as a means to accomplishing both. It seems to be part of the conventional wisdom most of us abide by, at least in theory. We may not make that visit every year, but we know we should. Or should we?
At some point in your membership with Liberty HealthShare, you might find yourself dealing with what is known as a balance bill. In short, balance billing is what happens when a bill has already been paid and the physician or provider attempts to get more money directly from their patient. It's important to note that balance bills represent only a fraction of the costs that are submitted to Liberty, however, we want to give you the information and steps you will need to properly respond if you find yourself in this situation.
From time to time, our members find themselves wearing the educator's hat when interacting with physicians and other staff at their providers' offices. Despite its long history, healthcare sharing is still a new concept to many, even those within the healthcare profession. Michigan member Yvonne M. enrolled with Liberty HealthShare along with her husband in late 2015. Last year, she and her husband found themselves facing outright antagonism about their Liberty membership not once but four separate times over the course of one medical incident.
Perhaps the most obvious characteristic of Christian healthcare sharing is right there in the name: we are a group of like-minded people sharing the costs of healthcare. What is less obvious on the surface, but no less important, is that our members often enjoy reduced costs simply by virtue of the fact that, in the eyes of the healthcare industry, we are self-pay patients, and with that status often comes a discount. Additionally, Liberty HealthShare partners with MedCost Solutions, a group that advocates on our members' behalf to negotiate and reduce the size of their bills, so our members' costs can be reduced even further, reflecting the actual price of care.
If you have been a Liberty HealthShare member for any length of time, you know that we ask our members to be actively engaged with the cost of their care so that, as a community, we can wisely steward and preserve the financial resources we all share in times of unexpected and unaffordable medical need. Any time we interact with the healthcare industry as patients, from a yearly check-up to an unforeseen surgical intervention, we alone have the power to compare prices and choose how and where we will access healthcare.
The school year just ended, but we all know it won't be long before we're shopping back to school sales in anticipation of the start of the new year. You probably don't need to worry about those purchases just yet, but this is a good time to plan ahead for your child's back to school check-up and, if necessary, his or her vaccinations.
Prescription Drug Program available in all 50 states Health Savings Discount Program not available in AK, UT, VT, WA. Managing prescriptions can be confusing and costly, and we know this is a concern for our members. In an effort to make the process more price-transparent and easy to understand, we are proud to welcome SavNet Health Savings program to the Liberty HealthShare family. SavNet will save members 15% to 50% off prescription medication, as well as offering discounted dental, chiropractic and alternative medicine, vision, and hearing services.
A Convenient Telemedicine Platform for Liberty HealthShare Members We here at Liberty HealthShare strive daily to make accessing medical care simple. This is why we don't have a "network" of physicians to which members must adhere. VideoMedicine makes accessing care that much easier whether you are away from home or just don't want the hassle of scheduling an appointment at a doctor's office.
Viewpoints from a Naturopathic Physician by Kendra Pearsall, N.M.D. People tell us their number one reason for joining Liberty HealthShare is the cost savings. Members report they are saving thousands over previous years' total healthcare expenses. Cost savings is one of the many reasons I LOVE being a member, and for that reason and more, I tell everyone I know about this wonderful program. I asked Liberty HealthShare's Executive Director, Dale Bellis, how Liberty is able to keep membership fees low.
Most people dream of retirement. They envision that once the kids are grown, they can sit back and take things a little bit easier. For many, that may be the dream, but for others, the empty-nest years mean a new adventure. This past April, one such couple, Liberty HealthShare members Jerry and Sheila Wise, embarked on their new journey to become work-campers.
The mindset every member should have Becoming a Liberty HealthShare member is a liberating step. You’ve abandoned bureaucratic models of paying for healthcare and embraced freedom. Your status as a self-pay patient sharing medical expenses with others of like mind allows you to access the best medical care available at the lowest cost possible. In addition, you have engaged the most powerful consumer weapon in healthcare: the self-pay patient! You have the twin advantage of a vast community sharing your costs while you watch over your own expenses as an individual patient. After all, it’s your money! And who better to watch over your money than you! This paradigm shift, once embraced, changes everything, keeping costs low and your healthcare options intact!
Presenting your Liberty HealthShare card to your doctor or hospital. One of the best things about being a member of Liberty HealthShare is that you can visit any doctor and any hospital you choose! With Liberty HealthShare, if you like your doctor, you can keep your doctor! Our call center often gets questions from new and potential members about how to discuss Liberty HealthShare when seeing the doctor. We're here to help you through that process.
For thirteen years, former South Carolina police officer Barbara Pulicicchio had been paying out-of-pocket for her healthcare costs. As a self-pay patient with some medical issues, she was finding it difficult to manage the cost of her care. One day Barbara began reading a book entitled The Self-Pay Patient by Sean Parnell and began learning about the cost-sharing concept. This idea intrigued her, so she began searching the internet for offering medical cost sharing.
While members of Liberty HealthShare may not see themselves as self-pay patients, in the legal realm of medical payments, that is exactly how they are considered. Sean Parnell, author of the blog TheSelfPayPatient.com and the book The Self-Pay Patient: Affordable Healthcare Choices in the Age of Obamacare, lays out a field guide to the many options available to people who have decided to take the self-pay route.