The growth we saw throughout 2017 confirms that Liberty HealthShare continues to attract record numbers of households to our ministry. As we look ahead to what promises to be an equally exciting 2018, we want to take a few minutes to reflect on and give thanks for everything God has done this past year.
Liberty HealthShare is not an insurance company. We are a ministry that facilitates the sharing of medical costs among the people who participate in this voluntary community. The funds come from our members, not corporate coffers. For this reason, we often remind our members to join us in doing everything they can to reduce the often outrageous costs associated with healthcare.
A string of hurricanes and wildfires devastated large areas across the nation this summer. Wildfires in California continue to leave destruction in their wake. Thousands of Liberty HealthShare member families live within the declared disaster areas, with many facing a daunting recovery process as they consider how best to move forward. As members of a Christian community, we are compelled to step up.
Pregnancy is a time of joy, but it can also be one of mixed emotions for some mothers-to-be. While there are, of course, many things to look forward to, stresses such as doctors appointments, morning sickness, and financial realities (to name a few) can dampen even the most optimistic of spirits.
Here at Liberty HealthShare, we are invested in helping our members navigate the process of paying for their medical costs with as little confusion and stress as possible.
Liberty HealthShare memberships take all shapes and sizes. Some members are enrolled as a single, some as a couple, and some as family units. What constitutes these various types of enrollments is fairly easy to understand, however, it gets a little more complicated with dependent children, especially as they approach legal adulthood.
If you meet or will soon meet the requirements for Medicare, you might be curious as to how Medicare enrollment will impact your membership with Liberty HealthShare. Since Liberty HealthShare is not insurance, you might wonder how, or even if, we share medical costs with members who are also enrolled in Medicare.
At some point in your membership with Liberty HealthShare, you might find yourself dealing with what is known as a balance bill. In short, balance billing is what happens when a bill has already been paid and the physician or provider attempts to get more money directly from their patient. It's important to note that balance bills represent only a fraction of the costs that are submitted to Liberty, however, we want to give you the information and steps you will need to properly respond if you find yourself in this situation.
It's the most magical time of year. Pumpkin-spice lattes are back, and that can only mean one thing: Open Enrollment is here. Okay, those two things aren't actually linked in any way, but they do both characterize the autumn months in the United States.
This past week, the following message was distributed to Liberty HealthShare members by e-mail.
Each year, we invite Liberty HealthShare members to cast their vote on possible changes to our Sharing Guidelines. On March 1st, we distributed information and instructions for this year's annual member vote. If you took the time to voice your opinion on the three potential amendments to our Sharing Guidelines, thank you. We are grateful for you, our members, and we value your opinion on the future direction of our ministry.
The exponential increase we have seen in enrollments tells us we have clearly tapped into a nationwide hunger for healthcare freedom. With your continued engagement as cost-conscious consumers of healthcare, we hope to serve you and many others for years to come.