If you have been a Liberty HealthShare member for a while, you might already know how to submit a bill or receipt through your online ShareBox. You also may or may not have encountered an issue with what's known as "balance billing." For those of you who are new to Liberty, or if you simply are not familiar with these two topics, here’s a quick refresher:
Getting the most medical care for your money
John Hunt, MD
Chief Medical Officer
Thirty-to-Fifty percent of medical procedures and tests are wasteful. As members of a Christian healthcare sharing ministry, each of us is obliged to think conscientiously about the choices we make regarding medical expenses. Certainly, if I ask my community to share in my medical expense, I ought to work very hard to make sure that the expense is reasonable.
In the medical world, it seems like costs are always rising. However, there are a few key situations in which costs have actually dropped for individuals. One of these is in the case of members of medical cost sharing ministries, which are allowable under the Affordable Care Act. Liberty HealthShare members actually saw their monthly share amount drop by $50 from 2013 to 2014.
For thirteen years, former South Carolina police officer Barbara Pulicicchio had been paying out-of-pocket for her healthcare costs. As a self-pay patient with some medical issues, she was finding it difficult to manage the cost of her care. One day Barbara began reading a book entitled The Self-Pay Patient by Sean Parnell and began learning about the cost-sharing concept. This idea intrigued her, so she began searching the internet for offering medical cost sharing.
When Liberty HealthShare members Matthew Bellis and Jessica Bird-Bellis decided it was time for their young son Davyd to get his shots, they consulted with their doctor. He recommended a round of seven vaccines and boosters, a dramatic procedure for which the Bellis' admit they were not ready.