If you meet or will soon meet the requirements for Medicare, you might be curious as to how Medicare enrollment will impact your membership with Liberty HealthShare. Since Liberty HealthShare is not insurance, you might wonder how, or even if, we share medical costs with members who are also enrolled in Medicare.
From time to time, our members find themselves wearing the educator's hat when interacting with physicians and other staff at their providers' offices. Despite its long history, healthcare sharing is still a new concept to many, even those within the healthcare profession.
Michigan member Yvonne M. enrolled with Liberty HealthShare along with her husband in late 2015. Last year, she and her husband found themselves facing outright antagonism about their Liberty membership not once but four separate times over the course of one medical incident.
From time to time, we hear from a member who experienced an emergency medical cost just days or weeks after joining Liberty HealthShare. Dealing with a large expense like an emergency room visit can be nerve-wracking, especially if you are new to the concept of healthcare sharing. CindyAnn S., a Liberty HealthShare member in Florida, found herself in this position when her son broke his arm just 9 days into their membership. Here is her story:
Our members come from a variety of backgrounds, but we've found that the majority decide to join Liberty HealthShare for the same reason: at some point, they realized insurance was not an ideal way to face healthcare costs. With their financial commitment rising and the payoff diminishing, they make a bold move and leave insurance behind in favor of a Christian community characterized by personal responsibility and the stewardship of health and resources. Charles R. is one such member in Texas, and this is his story.
If you have been a Liberty HealthShare member for a while, you might already know how to submit a bill or receipt through your online ShareBox. You also may or may not have encountered an issue with what's known as "balance billing." For those of you who are new to Liberty, or if you simply are not familiar with these two topics, here’s a quick refresher:
Last year, Liberty HealthShare member Christine Lloyd visited her doctor when she became unwell. What she thought was a simple cold was actually the beginning of a health spiral that left her in the ICU, fighting for her life.
Watch Christine's husband Norman share their story.
At Liberty HealthShare, our mission of facilitating the sharing of members’ medical expenses is serious business. When we are serving a member who has experienced an illness or accident requiring ongoing medical care, we want to be a safe place in the storm. For this reason, our team members encourage one another to remember that a member in distress is a person in need; a person our ministry exists to serve. It makes us proud to get feedback that lets us know our team is serving members well.
by John Hunt, MD
Chief Medical Officer, Liberty HealthShare
You have probably noticed that prescription medications are extremely affordable in some cases and terribly expensive in others. There are several reasons for this phenomenon. Some drug prices benefit from free markets and generally free international trade, with prices dropping to nearly zero (think Walmart and all the pharmacies that followed them with their $4 low prices). These days, some antibiotics are even free. Don’t believe me? Just Google it. But for every cheap or free prescription, there are just as many or more astronomically expensive drugs out there.
Prescription Drug Program available in all 50 states
Health Savings Discount Program not available in AK, UT, VT, WA.
Managing prescriptions can be confusing and costly, and we know this is a concern for our members. In an effort to make the process more price-transparent and easy to understand, we are proud to welcome SavNet Health Savings program to the Liberty HealthShare family. SavNet will save members 15% to 50% off prescription medication, as well as offering discounted dental, chiropractic and alternative medicine, vision, and hearing services.