Open Enrollment is Coming. Refer-a-Friend Today!

It's the most magical time of year. Pumpkin-spice lattes are back, and that can only mean one thing: Open Enrollment is just around the corner. Okay, those two things aren't actually linked in any way, but they do both characterize the autumn months in the United States.

Starting on November 1st and ending on December 15th, Americans have a chance to join and make changes to the way they pay for healthcare costs. Keep in mind that Liberty HealthShare is not insurance, and we are not subject to the constraints of Open Enrollment; however, we do find that exponentially more members enroll during this time than at any other because many Americans take this time to evaluate how they are paying for their medical costs.

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How Do We Define Pre-Existing Conditions?

In the Health & Wellness Department, we are asked, “What is considered a pre-existing condition?” several times a day by both members and providers. The review and management of pre-existing conditions make up a large part of our work, so one of my goals is ensuring that our members have a good understanding of how we address these particular circumstances.

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Questions New Members Are Asking

Every year during the Affordable Care Act's “open enrollment” period (November – January), Liberty HealthShare experiences even greater and faster growth than normal. Although we are not bound by this enrollment season, many Americans choose to join us at that time. This year was no exception to the rule, so we know a good number of you are new or relatively new members. If you are just joining us, no doubt you have some questions about the way membership works, how sharing is accomplished, and other concepts related to Liberty HealthShare.

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Chief Medical Officer Welcomes New Members

John Hunt, MD

Chief Medical Officer, Liberty HealthShare

 

To our recently enrolled members, welcome, and congratulations on your effort to escape the third-party healthcare payment system where somebody else pays the bill, e.g., an insurance company, an employer, or the government. This transition is not necessarily easy because most folks have been in the third-party payment system for so long that they have forgotten (or never experienced) what it’s like to make medical care choices based on both quality and price .

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Submitting Medical bills Online & Balance Billing

If you have been a Liberty HealthShare member for a while, you might already know how to submit a bill or receipt through your online ShareBox. You also may or may not have encountered an issue with what's known as "balance billing." For those of you who are new to Liberty, or if you simply are not familiar with these two topics, here’s a quick refresher:

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Refer A Friend Today!

At Liberty HealthShare, our goal is for our members to have an experience they want to share with others. That’s why it is so rewarding for us when we find out a new enrollee has been referred to us by a friend or family member. Knowing your experience as a Liberty HealthShare member has led you to tell others about us confirms our hard work is having an impact.

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SavNet For Liberty Members

Prescription Drug Program available in all 50 states
Health Savings Discount Program not available in AK, UT, VT, WA. 

Managing prescriptions can be confusing and costly, and we know this is a concern for our members. In an effort to make the process more price-transparent and easy to understand, we are proud to welcome SavNet Health Savings program to the Liberty HealthShare family. SavNet will save members 15% to 50% off prescription medication, as well as offering discounted dental, chiropractic and alternative medicine, vision, and hearing services.

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New Member Info and FAQs

With the addition of thousands of new members in 2016, we here at Liberty want to ensure you are well informed as to how healthcare sharing works - and will work for you!

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Refer A Friend and Get Rewarded

One of the most rewarding things we learned in September’s member survey was that 30% of our members were referred by a friend or family member. We work every day to serve our members, so this was great news to us. Knowing you are so satisfied with your membership that you will refer people to Liberty HealthShare confirms we are on the right track.

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How To Discuss Liberty HealthShare With Your Doctor

Presenting your Liberty HealthShare card to your doctor or hospital.

One of the best things about being a member of Liberty HealthShare is that you can visit any doctor and any hospital you choose! With Liberty HealthShare, if you like your doctor, you can keep your doctor!

Our call center often gets questions from new and potential members about how to discuss Liberty HealthShare when seeing the doctor. We're here to help you through that process.

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