In the Health & Wellness Department, we are asked, “What is considered a pre-existing condition?” several times a day by both members and providers. The review and management of pre-existing conditions make up a large part of our work, so one of my goals is ensuring that our members have a good understanding of how we address these particular circumstances.
If you have been a Liberty HealthShare member for any length of time, you know that we ask our members to be actively engaged with the cost of their care so that, as a community, we can wisely steward and preserve the financial resources we all share in times of unexpected and unaffordable medical need.
Any time we interact with the healthcare industry as patients, from a yearly check-up to an unforeseen surgical intervention, we alone have the power to compare prices and choose how and where we will access healthcare.
If you are a Liberty HealthShare member, you know we are not an insurance company. We are unique in many ways, most of all because we are driven by a member focus rather than a desire to please shareholders and collect profits. We facilitate the sharing of medical costs among the people who participate in this voluntary community, but the funds come from our members, not corporate coffers. For this reason, we often remind our members to do everything they can to reduce the often outrageous costs associated with healthcare. There are a variety of ways in which we encourage this stewardship mindset. One of them is through our pre-notification process.
The exponential increase we have seen in enrollments tells us we have clearly tapped into a nationwide hunger for healthcare freedom. With your continued engagement as cost-conscious consumers of healthcare, we hope to serve you and many others for years to come.
Getting the most medical care for your money
John Hunt, MD
Chief Medical Officer
Thirty-to-Fifty percent of medical procedures and tests are wasteful. As members of a Christian healthcare sharing ministry, each of us is obliged to think conscientiously about the choices we make regarding medical expenses. Certainly, if I ask my community to share in my medical expense, I ought to work very hard to make sure that the expense is reasonable.