Balance Bill? Here's How to Respond.

At some point in your membership with Liberty HealthShare, you might find yourself dealing with what is known as a balance bill. In short, balance billing is what happens when a bill has already been paid and the physician or provider attempts to get more money directly from their patient. It's important to note that balance bills represent only a fraction of the costs that are submitted to Liberty, however, we want to give you the information and steps you will need to properly respond if you find yourself in this situation.

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Providers Question Sharing And Member Stands Firm

From time to time, our members find themselves wearing the educator's hat when interacting with physicians and other staff at their providers' offices. Despite its long history, healthcare sharing is still a new concept to many, even those within the healthcare profession.

Michigan member Yvonne M. enrolled with Liberty HealthShare along with her husband in late 2015. Last year, she and her husband found themselves facing outright antagonism about their Liberty membership not once but four separate times over the course of one medical incident.

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Member Impressed When Hospital Costs Reduced

Perhaps the most obvious characteristic of Christian healthcare sharing is right there in the name: we are a group of like-minded people sharing the costs of healthcare. What is less obvious on the surface, but no less important, is that our members often enjoy reduced costs simply by virtue of the fact that, in the eyes of the healthcare industry, we are self-pay patients, and with that status often comes a discount. Additionally, Liberty HealthShare partners with MedCost Solutions, a group that advocates on our members' behalf to negotiate and reduce the size of their bills, so our members' costs can be reduced even further, reflecting the actual price of care.

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What Does "Shopping for Healthcare" Mean?

If you have been a Liberty HealthShare member for any length of time, you know that we ask our members to be actively engaged with the cost of their care so that, as a community, we can wisely steward and preserve the financial resources we all share in times of unexpected and unaffordable medical need.

Any time we interact with the healthcare industry as patients, from a yearly check-up to an unforeseen surgical intervention, we alone have the power to compare prices and choose how and where we will access healthcare.

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Back-to-School Check-Ups & Vaccinations

The school year just ended, but we all know it won't be long before we're shopping back to school sales in anticipation of the start of the new year. You probably don't need to worry about those purchases just yet, but this is a good time to plan ahead for your child's back to school check-up and, if necessary, his or her vaccinations.

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What Causes Medical Prices to be So High?

John Hunt, MD

Chief Medical Officer, Liberty HealthShare

Advancements in technology bring costs down in most every sector of the economy. Consider that computers, which used to take up an entire floor of a building, now fit in the palm of your hand, and with exponentially higher processing power than in the past. Yet all this increased computing power comes to us far cheaper each year than the one before.

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Executive Director Dale Bellis' Member Update

The exponential increase we have seen in enrollments tells us we have clearly tapped into a nationwide hunger for healthcare freedom. With your continued engagement as cost-conscious consumers of healthcare, we hope to serve you and many others for years to come.

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When We Talk About Healthsharing

Throughout the course of your enrollment and membership in Liberty HealthShare, you have likely noticed that we use terminology that is specific to our organization and work. There are several reasons we choose to communicate in the way we do.

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Let's Face It: Price Matters

John Hunt, MD
Chief Medical Officer, Liberty HealthShare

In an era of constantly growing government, what can physicians and patients do to avoid getting abused and poorly treated by our politicized medical system? The answer is simple: NOT what physicians and patients have done for decades.

What physicians did wrong was to stop advocating for their patient’s finances. What patients did wrong was to stop asking how much their care will cost. After all, why bother to ask if some faceless, distant insurance company, or the government, is footing the bill?

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Saving Money As A Self-Pay Patient

John Hunt, MD

Chief Medical Officer, National Coalition of Healthcare Sharing Ministries

As members of the Liberty HealthShare community, each of us has the responsibility to steward the resources of the entire membership. In order for healthcare sharing to function the way it should, we are duty-bound to try and save money whenever we access the health system. And let’s not be naïve: the health system is out to take all the money it can.

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